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Every saved variation is aligned below, from monthly payment through cash to close.
Add another variation to compare.Duplicate Option 1, then change the rate, down payment, fees, or home price.
Add a variation| Metric | Base variationEdit option |
|---|---|
| At a glance | |
| Monthly payment | $2,724.03 |
| Cash to close | $102,325 |
| Cash left after closing | $17,675 |
| Housing share of income | 27.2% |
| Loan amount | $340,000 |
| Home price | $425,000 |
| Down payment | $85,000 (20.0%) |
| Interest rate | 6.5% |
| Loan term | 30 years |
| Available cash & income | |
| Available cash | $120,000 |
| Monthly income | $10,000 |
| Income after housing payment | $7,276 |
| Monthly payment | |
| Principal & interest | $2,149.03 |
| Property tax | $425.00 |
| Home insurance | $150.00 |
| HOA dues | $0.00 |
| PMI | $0.00 |
| Closing costs | |
| Gross closing costs | $17,325 |
| Seller / lender credits | -$0 |
| Net closing costs | $17,325 |
| Buyer-paid Realtor fee | $10,625 |
| Appraisal fee | $650 |
| Appraisal gap difference | $0 |
| Title & settlement fees | $1,800 |
| Loan origination | $3,400 |
| Recording & government | $350 |
| Home inspection | $500 |
| Other closing costs | $0 |
| Loan totals | |
| Total principal | $340,000 |
| Total interest | $433,651 |
| Number of payments | 360 |